HOME HARDENING & REPAIR PROGRAMS — PINELLAS COUNTY
Pinellas County offers some of the most generous home repair funding in Florida. Up to $75,000 in forgivable loans plus $10,000 in state grants for qualifying homeowners.
Pinellas County is a peninsula between Tampa Bay and the Gulf of Mexico — making it one of Florida's most hurricane-vulnerable counties. Recognizing this, the county offers the Pinellas County Home Repair Program providing up to $75,000 in forgivable loans for essential home repairs. Combined with the state's My Safe Florida Home program ($10,000), Duke Energy rebates ($1,000), and federal tax credits ($2,000), Pinellas County homeowners can access up to $88,000 in total funding. Elite Craft Pro Services is your licensed partner for navigating these programs and completing all qualifying work.
UP TO $88,000 IN PROGRAMS FOR PINELLAS COUNTY HOMEOWNERS
Pinellas County residents may qualify for multiple programs simultaneously. We help you navigate applications and maximize your funding.
My Safe Florida Home
State-funded grant for wind mitigation improvements. Covers impact windows, doors, roof-to-wall connections, and other home hardening upgrades to protect against hurricanes.
Eligibility
- Single-family, site-built home
- Homesteaded property (primary residence)
- Home insured value ≤ $700,000
- Built before 2008 (or specific FBC edition)
- Must complete a free wind inspection first
Covered Services
Pinellas County Home Repair
Forgivable loan for essential home repairs including roofing, electrical, plumbing, HVAC, and structural improvements. Income-qualified Pinellas County homeowners may receive up to $75,000.
Eligibility
- Own and occupy the home in Pinellas County
- Income at or below 80% AMI
- Property taxes and insurance current
- Home must need documented repairs
- No reverse mortgage on property
Covered Services
Duke Energy Rebates
Utility rebates for energy-efficient upgrades. Get cash back on qualifying HVAC systems, insulation, water heaters, and smart thermostats through Duke Energy's residential program.
Eligibility
- Active Duke Energy residential account
- Home Energy Check completed within 24 months
- Equipment meets minimum efficiency requirements
- Installed by licensed contractor
- Rebate submitted within 90 days of install
Covered Services
Federal Tax Credits (25C)
Federal energy efficiency tax credits under the Inflation Reduction Act. Claim up to $2,000/year for qualifying heat pumps, or $1,200/year for other efficiency improvements.
Eligibility
- U.S. taxpayer with tax liability
- Improvements to primary residence
- Equipment meets Energy Star requirements
- Installed by qualified contractor
- Credits available 2023-2032
Covered Services
OUR SERVICES IN PINELLAS COUNTY
Licensed and insured for all major home services. Every project backed by our quality guarantee.
HVAC / Air Conditioning
Complete AC installation, repair, and maintenance. Daikin Pro Contractor with systems up to 24+ SEER. Emergency service available 24/7.
Electrical Services
Panel upgrades, whole-home rewiring, EV charger installation, Generac generators, and code compliance. Licensed Master Electricians.
Roofing
Full roof replacement, storm damage repair, and wind mitigation. All roof types including shingle, tile, and metal. Insurance claim assistance.
Solar Energy
Solar panel installation with battery backup. Reduce or eliminate your electric bill. Federal tax credits cover 30% of system cost.
Home Remodeling & Additions
Kitchen and bath remodels, room additions, and whole-home renovations. Licensed General Contractor with full design-build capabilities.
Home Hardening
Wind mitigation inspections, impact window installation, roof-to-wall connections, and hurricane preparedness. Qualify for insurance discounts.
FULLY LICENSED & INSURED
Serving Pinellas County and all of Pinellas County
FREQUENTLY ASKED QUESTIONS — PINELLAS COUNTY
What is the Pinellas County Home Repair Program?
The Pinellas County Home Repair Program provides forgivable loans of up to $75,000 for essential home repairs. It's available to income-qualified homeowners (at or below 80% AMI) who own and occupy their home in Pinellas County. The loan is forgiven over time as long as you remain in the home. Covered repairs include roofing, HVAC, electrical, plumbing, and structural work.
What income qualifies for the Pinellas County program?
You must be at or below 80% of Area Median Income (AMI). For Pinellas County in 2024, this is approximately: 1 person: $52,800, 2 people: $60,350, 3 people: $67,850, 4 people: $75,400. Income includes all household members. Contact us for help determining your eligibility.
What cities are in Pinellas County?
Pinellas County includes Clearwater, St. Petersburg, Largo, Pinellas Park, Seminole, Dunedin, Palm Harbor, Safety Harbor, Tarpon Springs, Oldsmar, Belleair, Indian Rocks Beach, and many other communities. All qualify for county programs.
Can I combine Pinellas County and My Safe Florida Home programs?
Yes! These are separate programs with different eligibility criteria. You can receive $75,000 from the county program AND $10,000 from My Safe Florida Home AND utility rebates AND federal tax credits. We help you maximize all available funding.
How do I apply for Pinellas County home repair funding?
Contact Elite Craft Pro Services for a free consultation. We assess your home's needs, determine program eligibility, and handle all application paperwork. The county program requires income documentation, property ownership verification, and a home inspection. Typical approval takes 4-8 weeks.
What repairs does the Pinellas County program cover?
The program covers essential repairs including: roof replacement, HVAC system replacement, electrical upgrades, plumbing repairs, structural repairs, ADA accessibility modifications, lead/asbestos abatement, and code compliance issues. Cosmetic improvements are generally not covered.
READY TO GET STARTED IN PINELLAS COUNTY?
Book a free consultation to find out which programs you qualify for. Our team handles all paperwork and applications.